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Videos
- Introduction to the Bonny G. Rafel Team Approach
- Our Firm Follows the Ruth Bader Ginsburg Approach
- The Rafel Firm Fights for You
- The Rafel Firm Protects Your Interests
- Bonny G. Rafel’s Approach to Claims
- The “IME” Independent Medical Examination
- The “FCE” Functional Capacity Evaluation
- Severance Agreements and Disability Claims
- We Handle Mental Illness Disability Claims
- How Long Will My Claim Last? The Expected Duration Concept Exposed
- Success Story for Establishing Disability Date for Maximum Benefit Term
- Success Story for Lifetime Benefits
- Insurance Home Visit Interview
- Will The Disability Company Surveil or Follow Me?
- Disability Medical Forms
- Why Choose Bonny G. Rafel to Represent You
- We Handle Claims for Disabled Attorneys
- We Handle Claims for Disability Related to COVID
- We Handle Claims for Disabled Physicians and Dentists
- You Are Disabled, Now What?
- Referrals
- How does the Insurer Review My Appeal
Contact Us
- 973-845-2600
Practice Areas
- Overview: Short Term Disability and Long Term Disability Benefits
- Other Disability Benefits
- General Practice Lawyers: Refer Us Your Client
- Why Should You Retain a Lawyer With Extensive Disability Case Experience?
- Common Questions: When Disabled Must I Pay Policy Premiums? Must I Maintain Medical Malpractice Insurance While Disabled
- Total Disability and Partial Disability- Explained
- A NJ Disability Lawyer’s Commentary- When To File for Disability Benefits
- Physicians Filing A Disability Claim – What is Needed?
- What is Your Occupation When Disability Began
- What is Your Disabling Condition?
- Common Insurer Tactics
- Common Mistakes to Avoid
- Attorney Rafel’s Litigation Strategies
Client Reviews
I was an Engineer in a Research and Development division of a major corporation, putting in longer hours with the same workload. An unrelated episode landed me in the hospital, where I was DXd with Primary Progressive Multiple Sclerosis, which explained my decline at work. I then learned that I had...
I would like to re-acknowledge what a difference your work has made in my life. When forced to retire 5 years ago, you dedication to helping me enroll into my disability policy has made all of the world of difference.
I cannot thank you enough for successfully appealing my disability benefits. My special thanks also to Eileen for all of their assistance, support and expertise. Your legal expertise of disability benefit entitlement was evidenced by your comprehensive and knowledgeable litigation of my appeal. I...